Does your policy include exposures in the U.S. as well as Canada?
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| Although our program was designed for Canadian risks, we have the flexibility to underwrite incidental operations. If coverage is provided, the Territory exclusion will need to be endorsed accordingly.
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Is your premium flat or adjustable?
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| Our premium can be flat or adjustable. This will depend on various factors such as premium level and exposure. If quoted and bound at an adjustable basis, the premium will be adjusted after year-end, based on your actual sales. |
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How do I apply for coverage?
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| Download the application form from this site, then email or fax the completed and signed application to us, together with any supporting documentation such as product brochures or specifications. Alternatively, we will accept the application of any other major insurer. We can usually have a quote within a few days. |
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What is your minimum premium?
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| Our minimum premium for a $1-million policy limit is $2,500.
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Can you insure a short-term event or construction project?
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| Yes — we can provide cover for single events, occasional or seasonal operations, or unusual construction or demolition projects. |
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What policy limits can you offer?
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| We can provide limits up to $25 million using our exclusive, in-house facilities. |
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Do I need an agency agreement to do business with Elliott Special Risks Ltd.?
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| No — we don't require an agency agreement, nor do we have minimum premium volume requirements. However, our premium payment terms may be stricter than those of your standard markets. |
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