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Security and protection industry liability

Standard liability policies don’t come close to meeting the unique needs of the Security and Protection Industry. Elliott Special Risks LP (ESR) is Canada’s leading insurer for Security and Protection Professionals with more experience and in-depth knowledge of the needs of the Private Security Industry than any other company in the marketplace. We have been writing cover for this class of business for over 30 years, your trusted provider. 

We have a custom designed policy providing cover for “failure to perform” and “errors and omissions”. Coverage is intended for Canadian domiciled risks however, we have the underwriting flexibility to accommodate some US and foreign exposures.  ESR can tailor a package policy providing Commercial General Liability, E&O, Employee Fidelity and Commercial Property cover.

 

Coverage features

  • $5M capacity
  • Access to our Umbrella for higher limits
  • Broad Care Custody Control exclusion not applied to property being protected
  • Broad Personal Injury covers false arrest, invasion of privacy, discrimination, libel & slander
  • Defence costs in addition to policy limits
  • Failure to Perform not excluded
  • Intentional Injury in defence of property or persons covered
  • Loss of property by theft (or other) covered
  • Occurrence based policy form
  • Standard CGL features apply

 

Target classes

  • Alarm Monitoring / Call Centres / 911 
  • Investigation Services (Paralegal included)
  • Locksmith Operations
  • Security Guards (Stationary, Mobile, Loss Prevention, Armoured Car & Canine units) 
  • Security Product Manufacturers
  • Security System Installers / Access Control
  • Security Training Facilities
  • Sprinkler / Fire Protection Installers

Coverage enhancements

  • Blanket written Contractual Liability cover
  • Employee Dishonesty (Form A) with Third Party Extension
  • E&O cover available on certain classes
  • License & Miscellaneous Bonds cover
  • Lost Key & Halon Release cover
  • Non-Owned Automobile covers damage caused by Insured operating and/or moving the vehicle
  • Pollution covers hostile fire and 120 hour reporting
  • Property Package Policy available
  • US Sales & Incidental Operations available

 

Application forms

Report a loss

Key contacts

Toronto
(800) 223-8858

Connie Peplinskie
Vice President
T: (416) 601-2467
» E-mail

Adam Furfaro
T: (416) 601-2462
» E-mail

Mary MacLaren
T: (416) 601-2464
» E-mail

Christina Roach
T: (416) 601-2301
» E-mail


Montreal

(877) 771-1211

Manon Merineau
T: (514) 849-4992 x.236
» E-mail

Anna Tucci
T: (514) 849-4992 x.237
» E-mail
 

Calgary
(855) 313-8987

Hope Cochran
Assistant Vice President
T: (403) 313-8987
» E-mail

 

Vancouver
(888) 744-1033

Glenn Minnis
T: (604) 738-1033
» E-mail