Does your policy include cover for locations in the U.S. as well as Canada?
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| Our program was designed expressly for Canadian risks but we can cover some incidental U.S.A. locations |
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Can you provide coverage for vacant and unoccupied premises?
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| Yes, we do write this exposure and would be willing to offer terms for this type of risk. |
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Are you able to provide coverage for motor vehicles such as tractors and trailers?
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| We can provide coverage for unlicensed vehicles only. We do not provide coverage for licensed vehicles such as tractors and trailers. |
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What is your minimum premium?
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| $1,500 except Outbreak is $1,000. |
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Do you have any payment plans or financing options for premiums?
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| We do not have any financing available, but we do accept premium financed through companies such as CAFO. |
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What policy limits can you offer?
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| We can provide limits up to $5 million using our exclusive, in-house facilities. We also have access to another $12 million in capacity using other first-class, licensed markets, for a maximum combined limit available of $17 million. |
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Who are your insurers?
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| ESR underwrites on behalf of Markel Syndicate 3000, a 100% Lloyd's-owned corporate syndicate that enjoys an A (Excellent) rating by A.M. Best, and other A rated Lloyd's Syndicates. |
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Where are your insurers licensed?
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| Our carriers are licensed across Canada, and they are licensed surplus lines carriers in the U.S. or elsewhere. |
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How do I apply for coverage?
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| Download the application form from this site, then email, fax or mail the completed application to us together with any supporting documentation. We can usually have a quote within a few days. |
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